Not being worried about COVID-19 at a bird’s-eye-population-epidemiological level does not mean that one should not be worried about it at a personal level. I don’t want to get COVID-19 any more than I want to get the flu. Both can be really nasty, and sometimes fatal.
Figures that look acceptable from the epidemiological point of view will contain numerous personal and family tragedies. If I play down the risk of a health and economic disaster, that doesn’t mean that I am dismissing the awfulness of each individual person who dies from coronavirus. But then everyone else is happy to talk about flu and car accidents and all sorts of other causes of death in abstract terms without feeling the need to apologise to those personally affected by those things every time.
Anyway, I will of course be personally taking steps to reduce my exposure. But it’s a difficult balance. For example, my wife is wondering whether to go to a massive all-schools-in-the-area singing concert with my daughter. Not going would reduce the risk of them getting it slightly. But then not going means they miss out on an enjoyable experience. What’s the balance here? I can stop driving my car, which will slightly reduce my chance of dying, but it also reduces my quality of life. These sorts of trade-offs are not always easy to calculate.